December 3, 2020

December 2020 – Market Update – Matthew Rosie

November 11, 2020

Rural buyer checklist

Excitement is high as you plan for a life-long dream of living in a regional town or rural area. While perfect in your mind and heart, this move should include reflecting on points you may never have thought of when buying in suburbia. Access to amenities and utilities When you live in the city, schools and supermarkets are always nearby. Not so in a smaller town! So, before you purchase that lovely country home, double-check its location. In an emergency situation, how long would it take […]
November 9, 2020

Acreage challenges

Moving away from city hustle and bustle to a quiet, peaceful acreage is many peoples’ dream. But, without wanting to ruin this dream, it’s important to remember that your “vision splendid” will need extra money and time to maintain. Outdoor needs It may look perfect when you move in but the gardens and paddocks surrounding your new house need regular upkeep. Bushfire prevention, fences and driveways all need to be considered. Additional funds will also be needed to buy machinery such as ride-on mowers, chainsaws, hedge […]
November 6, 2020

How to get home loan ready

Whether you’re preparing for your first or your 10th home purchase, it’s crucial to get your loan application ready. But where to start with so many issues to consider? Throw away your dismay and settle in for a long – but exciting – haul! Borrowing budget Firstly, start preparing for your purchase early on in the buyer game. COVID-19 restrictions are seeing some major lenders and banks taking much longer than usual to assess loan applications. But before you even approach lenders, sit down and work […]
November 5, 2020

October 2020 – Market Update – Matthew Rosie

November 4, 2020

Tips for selling rural properties

Selling a property is never easy and when it comes to rural and regional homes, issues you’ve never heard of in suburbia will arise. Here’s our top tips for vendors selling farms, cattle stations and more. What’s in the sale? When it comes to a city apartment or house, it’s easy to find the answer to this question. Not so for a big rural property though! You’ll still need to think about your house, land, and outbuildings. But you’ll also need to consider any equipment, machinery, […]
November 2, 2020

How interest rates affect real estate

Make no mistake! Interest rates always affect how much you’re paying to enjoy your dream abode. Incredibly far-reaching and essentially set by the Reserve Bank of Australia (RBA), interest rates also influence the how and why of property values across the country. The basics On the first Tuesday of every month (except January), the RBA sets the cash rate for the next four weeks. If this rate increases or decreases and your lender decides to pass on the change, it will affect your home loan payments […]
October 30, 2020

How to finance a rural property

You’re dreaming of finally enjoying a peaceful country abode, far away from neighbourhood noise. Or perhaps you’re keen to begin that lifelong fantasy of a hobby farm or a regional B&B. Either way, approaching lenders for a rustic loan can be a tricky affair compared to buying in the suburbs, so ensure you consider the following. Rustic dream = Lender’s caution It can be notoriously hard to have a rural home loan approved. Even small hobby farms and basic lifestyle changes are considered high risk compared […]
October 28, 2020

Best of both worlds

Rentvesting is becoming increasingly more popular in every part of Australia. Essentially, this concept sees you becoming both a landlord and a renter. Pick your favourite location, virtually regardless of its price, to rent out and at the same time, buy a cheaper property, more suited to your budget, as an investment. In this way, you can enjoy living in a great house in a lovely suburb – despite paying someone else to live there. You’ll have also grabbed a foothold into the property market, much […]
October 26, 2020

How best to enjoy a successful rural lifestyle

You’ve bought your perfect rural home, which ticks every one of your boxes. You’re loving the peace, quiet and scenery and watching your kids and pets enjoy the great outdoors. What can you do to ensure this dream lifestyle doesn’t fail? Here are some ideas for you. Preparation is key It looks gorgeous now but your acreage won’t always stay that way. Just like your former metropolitan home, it will need regular maintenance and upkeep, particularly so if you plan to bring in livestock. So, bring […]
October 23, 2020

Top tips for downsizing

Your children have left home and they’re now hell-bent on living their own exciting lives. The once noisy family house where you’ve lived for 20-odd years shrieks with memories of kids playing and arguing – while simultaneously featuring echoingly empty rooms and extraordinary silence. Yes, it’s the time of your life you never thought would come: downsizing to a smaller place, and possibly a smaller town. But this move doesn’t necessarily have to be scary and sad. Firstly…. Three important points to consider when downsizing – […]
October 21, 2020

Don’t be reserved when setting a reserve

The auction to sell your house is around the corner and you’re struggling to set the perfect reserve price. But setting this price isn’t a simple process so take a deep breath and ensure you have plenty of time to manage this decision. It could mean the difference between selling your property under the hammer – or not. Let’s start at the very beginning…. Your reserve is the lowest price at which you’re prepared to sell your property. You’re looking for the ideal sales price which […]

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