Blog

November 5, 2020

October 2020 – Market Update – Matthew Rosie

November 4, 2020

Tips for selling rural properties

Selling a property is never easy and when it comes to rural and regional homes, issues you’ve never heard of in suburbia will arise. Here’s our top tips for vendors selling farms, cattle stations and more. What’s in the sale? When it comes to a city apartment or house, it’s easy to find the answer to this question. Not so for a big rural property though! You’ll still need to think about your house, land, and outbuildings. But you’ll also need to consider any equipment, machinery, […]
November 2, 2020

How interest rates affect real estate

Make no mistake! Interest rates always affect how much you’re paying to enjoy your dream abode. Incredibly far-reaching and essentially set by the Reserve Bank of Australia (RBA), interest rates also influence the how and why of property values across the country. The basics On the first Tuesday of every month (except January), the RBA sets the cash rate for the next four weeks. If this rate increases or decreases and your lender decides to pass on the change, it will affect your home loan payments […]
October 30, 2020

How to finance a rural property

You’re dreaming of finally enjoying a peaceful country abode, far away from neighbourhood noise. Or perhaps you’re keen to begin that lifelong fantasy of a hobby farm or a regional B&B. Either way, approaching lenders for a rustic loan can be a tricky affair compared to buying in the suburbs, so ensure you consider the following. Rustic dream = Lender’s caution It can be notoriously hard to have a rural home loan approved. Even small hobby farms and basic lifestyle changes are considered high risk compared […]
October 28, 2020

Best of both worlds

Rentvesting is becoming increasingly more popular in every part of Australia. Essentially, this concept sees you becoming both a landlord and a renter. Pick your favourite location, virtually regardless of its price, to rent out and at the same time, buy a cheaper property, more suited to your budget, as an investment. In this way, you can enjoy living in a great house in a lovely suburb – despite paying someone else to live there. You’ll have also grabbed a foothold into the property market, much […]
October 26, 2020

How best to enjoy a successful rural lifestyle

You’ve bought your perfect rural home, which ticks every one of your boxes. You’re loving the peace, quiet and scenery and watching your kids and pets enjoy the great outdoors. What can you do to ensure this dream lifestyle doesn’t fail? Here are some ideas for you. Preparation is key It looks gorgeous now but your acreage won’t always stay that way. Just like your former metropolitan home, it will need regular maintenance and upkeep, particularly so if you plan to bring in livestock. So, bring […]
October 23, 2020

Top tips for downsizing

Your children have left home and they’re now hell-bent on living their own exciting lives. The once noisy family house where you’ve lived for 20-odd years shrieks with memories of kids playing and arguing – while simultaneously featuring echoingly empty rooms and extraordinary silence. Yes, it’s the time of your life you never thought would come: downsizing to a smaller place, and possibly a smaller town. But this move doesn’t necessarily have to be scary and sad. Firstly…. Three important points to consider when downsizing – […]
October 21, 2020

Don’t be reserved when setting a reserve

The auction to sell your house is around the corner and you’re struggling to set the perfect reserve price. But setting this price isn’t a simple process so take a deep breath and ensure you have plenty of time to manage this decision. It could mean the difference between selling your property under the hammer – or not. Let’s start at the very beginning…. Your reserve is the lowest price at which you’re prepared to sell your property. You’re looking for the ideal sales price which […]
October 19, 2020

Interest-only home loans: smart or silly?

As you hunt down houses and chat to lenders, you could bump into interest-only (IO) home loans. They sound nifty and are certainly an alternative to regular mortgages. But are these loans the way to go for you? Interest-only loans explained Basically, IO loans come down to less repayments now – usually for about three to five years, depending on your lender – but much more repayments later, when the loan expires. As the name suggests, IO loans see buyers only paying the interest of their […]
October 16, 2020

Disaster zone or winner’s circle?

Whether you live in Brisbane’s flood plain setting, or are surrounded by thick, drought-prone bushland, natural disaster zones can be both beautiful and hazardous. And never more so than in summer, now just a few months away. But you can protect your house and even enjoy great price growth and sales while enjoying life in our land of droughts and flooding rains, bushfires, storms and cyclones. Disaster tests Homes in risk-prone places can still sell for high prices, with many buyers happy to take the chance […]
October 14, 2020

Ins and outs of escaping to the country

After years of watching Escape to the Country, you’ve decided to organise your own escape to a regional or rural area. You’re loving the thought of peace and quiet, pretty scenery, walking down the main street where everyone knows your name, and plenty of room for pets and veggie patches. All of this sounds delightful after years of living in bustling, busy suburbs. These dreams could come true but consider these points before you start your new journey. For starters… It can take several years to […]
October 12, 2020

Common first home buyer mistakes

Few things are more exciting and anticipated than buying your first home. Whether you’re doing it on your own or with a spouse or sibling, here’s how to plunge into the thrills while avoiding any spills. Financial checks It’s easy for first home buyers to fall in love with the first property they see. But before you start exploring different properties, talk to a variety of different lenders and obtain a pre-approval – otherwise known as exactly how much cash you can borrow. It’s best to […]

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